Travel Insurance for Your Stay in Georgia
Georgia Assistant is an official broker of a Georgian insurance company. We help arrange any type of insurance for trips around Georgia.
Pricing (price list):
We offer flexible rate plans depending on the length of your trip or period of stay in the country (all prices are per person):
Short-term policy (up to 30 days) — 99 GEL (about $37). An ideal option for a standard holiday, sightseeing tour, or visit to relatives.
For people over 60, the policy costs 149 GEL (~$57).
Six-month policy (6 months) — 399 GEL (about $150). A great choice for freelancers, digital nomads, and anyone planning to spend a season in Georgia.
For people over 60, the policy costs 699 GEL (~$267).
Annual policy (12 months) — 749 GEL (about $285). The most cost-effective rate for a long-term relocation or permanent residence in the country, with no need to renew.
For people over 60, the policy costs 1,449 GEL (~$550).
Georgia Assistant services and rates
If you want to be sure you’ll avoid problems at the border, skip the markup charged by international aggregators, and get a document that Georgian border guards will approve 100% of the time, the best solution is to buy a policy directly from a local company.
Georgia Assistant is an official broker of a Georgian insurance company. We help foreign nationals obtain an official insurance policy for entry into and stay in Georgia — quickly, legally, and entirely remotely.
Policy terms and features:
- Coverage amount: up to 30,000 GEL. This limit is fully sufficient to meet Georgian legal requirements and cover any emergency medical expenses.
- Deductible: 300 GEL. This means that if an insured event occurs, you pay the first 300 GEL of treatment or medication costs yourself, while the insurance company covers all costs above that amount (up to 30,000 GEL). The deductible is what keeps the policy price as affordable as possible.
Is medical insurance mandatory for staying in Georgia?
As of January 1, 2026, medical insurance has become strictly mandatory for all foreign tourists entering Georgia. Changes to local legislation (the Law of Georgia “On Tourism”) have fully ruled out the possibility of legally staying in the country without a valid policy. Airlines check for a policy at boarding, and border service officers check it at land checkpoints (for example, Verkhny Lars).
Staying in the country without insurance carries a fine of 300 GEL (about $110). A tourist may be denied entry or removed from a flight.
The rule applies to all foreigners, regardless of the purpose or type of entry. The policy must remain valid continuously for the entire duration of the trip.
Official requirements for the insurance policy
Border service officers check documents for compliance with Government of Georgia Decree No. 602 and the Law “On Tourism.” The policy must meet the following requirements:
- Total coverage limit — at least 30,000 GEL.
- Risks: the policy must simultaneously cover two key areas — medical expenses (Health Insurance) and accident risks (Accident Insurance). The list of covered services must include emergency hospitalization, ambulance service, medical evacuation, and repatriation.
- Validity period: strictly the entire duration of the tourist’s stay in the country — from the day of crossing the border to the day of departure.
- The original policy, or a notarized translation of it, must be issued in English or Georgian.
- The document may be shown as a printed paper copy or in digital format (a PDF on a smartphone screen).
How to comply with the law without overpaying?
International insurance companies often offer policies built to Schengen standards — with high coverage and no deductible — which makes them noticeably more expensive. Georgian border guards, however, give priority to local accredited insurers: their policies appear immediately in government databases, and the format is approved by the country’s authorities. A local policy lets you legally apply a deductible, which brings the final price down significantly.
Which insurance to choose for a trip to Georgia — a policy for a “relaxed” or an “active” holiday
The right choice depends on the type of trip. A basic policy suits a standard holiday, but if you plan to add even minimal extreme activity to your trip, a standard policy will deny a claim for an injury.
To make sure you’re never left without help or a payout, keep these holiday categories clearly separated:
“Relaxed” holiday (Basic coverage)
For tourists whose itinerary is walks around Tbilisi, sightseeing tours, or a beach holiday in Batumi. Covers sudden toothache, food poisoning, colds, flu, sunburn, and flare-ups of chronic conditions (as part of emergency care).
“Active” holiday (Extended coverage)
For those who ride e-scooters, rent bicycles, mopeds, or quad bikes, or plan trekking or rafting. Covers injuries — bruises, sprains, fractures — sustained at an amateur level. Without this option, the insurer will treat the case as not covered.
Winter sports (Ski holidays)
For those heading to the Gudauri, Bakuriani, and other mountain resorts. Covers injuries from snowboarding and skiing on marked slopes, including the cost of evacuation from the slope.
How to get travel insurance for Georgia
We’ve made the process of getting your documents as simple as possible, so you can skip the lines, office visits, and paperwork. Registering a policy with Georgia Assistant happens entirely remotely, online — and the finished document is legally valid and instantly entered into the Georgian border service database.
To arrange your official medical insurance, all you need to do is two simple things:
- Share your travel dates. Tell us the exact day you’ll enter Georgia and your planned departure date (or choose a 6- or 12-month package for a long-term stay).
- Send a document. Send us a clear photo or scan of the main page of your passport (the page with your photo and personal details). The policy is generated from this information.
What happens after you send your details?
- A manager accepts the request and passes your details on to the insurance company.
- You receive an official electronic policy in English and Georgian.
- The document can be printed or simply saved to your smartphone (as a PDF) to show at the border.
Why Georgia Assistant?
Georgia Assistant is your reliable partner in matters of notarized translation and legalization of documents in Georgia. We offer:
- Experience and professionalism: Our team has many years of experience working with international clients and deep knowledge of document requirements in different countries.
- Individual approach: We take into account all the features of your request and offer solutions that best meet your needs.
- Full support: We provide comprehensive services, providing comprehensive support at all stages of translation and legalization of documents.
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FAQ
No. By law, the insurance policy must be issued before you actually enter the country. Border services and airlines check for insurance at flight check-in or at checkpoints. If you cross the border without a policy, you face an automatic fine of 300 GEL, and a policy issued after the fact cannot be activated to cover medical care.
Printing the policy is not required. Georgian border guards at all checkpoints (including the airports in Tbilisi, Batumi, and Kutaisi, and the Verkhny Lars land crossing) officially accept electronic policies. It’s enough to show the PDF on your smartphone or tablet screen. The main thing is to make sure the document is in English or Georgian.
Yes, you do. The law makes no exceptions for short trips or transit travelers. Even if you plan to spend just a few hours in Georgia while crossing the border, you must present a medical policy valid for those dates.
The requirement to have a tourist policy does not apply to three categories of people:
- Foreigners who hold an official Georgian residence permit (of any type).
- Foreigners officially employed by Georgian companies (with a contract and supporting documents).
- Individuals entering on diplomatic or special visas.
All other foreign nationals are required to have insurance.
If you need emergency medical care:
- Don’t try to self-treat or head to the first hospital you find on your own — the insurer may deny the claim as a result.
- Contact the assistance service using the contact details listed in your policy.
- The operator will arrange your visit, find the nearest certified private clinic, and send a guarantee letter there so medical services are provided promptly.
No, neither does. Russia has withdrawn from the “Green Card” system, and domestic Russian OSAGO is valid only within Russia. To drive a car with foreign plates around Georgia, you need a local TPL policy. Without one, you face a traffic fine of 100 to 300 GEL.
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